Trying to come up with a payment for overpriced insurance can deplete your funds and make it tough to pay other bills. Comparing price quotes can be a smart way to cut your insurance bill.
Unfortunately, about 70% of customers have bought insurance from the same company for over three years, and 38% of drivers have never compared rate quotes at all. Drivers in the U.S. could save themselves up to $850 a year by just comparing quotes, but they just feel it’s too hard to compare rates and save money. Big-name insurance companies like Allstate and Progressive continually hit you with advertising and it is difficult to see past the geckos and flying pigs and effectively compare rates to find the best deal.
Cheap Scottsdale Pontiac G8 insurance
The companies in the list below provide price quotes in Arizona. In order to find the best auto insurance in Scottsdale, it’s a good idea that you visit two to three different companies in order to find the lowest rates.
When to get professional advice
When it comes to buying your policy for your vehicles, there is no perfect coverage plan. Everyone’s needs are different and your policy should reflect that.
For instance, these questions could help you determine whether you might need professional guidance.
- Which companies will insure high-risk drivers?
- Does my policy cover my teen driver if they drive my company car?
- Should I file a claim if it’s only slightly more than my deductible?
- How high should my uninsured/underinsured coverage be in Arizona?
- Is coverage enough to protect my assets?
- Does car insurance cover theft of personal property?
- How much can I save by bundling my policies?
- What does roadside assistance cover?
- Is my nanny covered when driving my vehicle?
- What if an uninsured driver hits me?
If you can’t answer these questions but one or more may apply to you then you might want to talk to an insurance agent. To find lower rates from a local agent, take a second and complete this form or go to this page to view a list of companies. It’s fast, doesn’t cost anything and may give you better protection.
Auto insurance agents near you
Many drivers just want to get advice from a local agent and that is recommended in a lot of cases Professional agents can point out coverage gaps and help you file claims. The biggest benefit of comparing rate quotes online is that you can find cheaper car insurance rates but also keep your business local.
To help locate an agent, after submitting this simple form, your information gets sent to insurance agents in Scottsdale that can give you free Scottsdale auto insurance quotes for your insurance coverage. There is no reason to drive around due to the fact that quote results will go to you. If you want to compare prices from a specific company, just go to their quote page and complete a quote there.
Picking an insurer requires more thought than just the price. Ask your prospective agent these questions:
- How long have they worked with personal auto insurance coverage?
- If independent agents, which companies do they recommend?
- Can they give you a list of client referrals?
- Does the agent have professional designations like CIC, CPCU or AIC?
- Is coverage determined by price?
- Will they take your side in the event of a claim?
- Is the coverage adequate for your vehicle?
- How long have they been in business?
The difference between Scottsdale auto insurance agents
When searching for a local Scottsdale insurance agency, you need to know there are two types of agencies and how they differ in how they quote coverages. Insurance agents in Scottsdale are categorized either independent or exclusive. Either type can sell affordable insurance policies, but it is a good idea to know how they are different since it can affect your selection of an agent.
Exclusive Insurance Agents
Exclusive agents normally can only provide a single company’s rates like Farmers Insurance and State Farm. These agents are not able to give you multiple price quotes so they are skilled at selling on more than just price. They are usually well trained on the products they sell which helps them sell insurance even at higher premiums.
Below is a short list of exclusive agents in Scottsdale who can help you get comparison quotes.
Dan Vukovic – State Farm Insurance Agent
7077 E Bell Rd #207 – Scottsdale, AZ 85254 – (480) 949-5433 – View Map
John Collins – State Farm Insurance Agent
8140 E Cactus Rd Ste 700 – Scottsdale, AZ 85260 – (602) 466-3100 – View Map
Independent Agents (or Brokers)
These type of agents do not sell for just one brand so they have the ability to put coverage with multiple insurance companies and possibly get better coverage at lower prices. To move your coverage to a new company, they simply move the coverage in-house which is easy for the insured. When comparing rate quotes, you will definitely want to compare quotes from multiple independent agents in order to compare the most rates.
Listed below are independent agencies in Scottsdale that are able to give price quotes.
Desert Mountain Insurance Services – Medical Malpractice
2918 N 67th Pl – Scottsdale, AZ 85251 – (480) 348-2200 – View Map